Risk and Regulation Unravelled podcast

In our Risk and Regulation Unravelled podcast, we discuss the latest developments in financial services with industry experts. David Morrey, Irina Velkova and Ben Farmer lead the conversation.

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Episode 93

Regulatory Update: Fewer rules, higher expectations: what the FCA wants next

FCA updates on pure protection, vulnerability in payments, rising whistleblowing cases, AI-driven investment risks, and T+1 readiness challenges.

| 27 min listen | 10 Nov 2026

Episode 92

Regulatory update: Consumer Duty, AI compliance and the FCA's next move

In this episode, David Morrey and Ben Farmer explore the latest regulatory developments shaping financial services. They discuss the FCA's decision to make its Handbook available via API and what this could mean for RegTech, compliance functions and AI-enabled regulatory monitoring.

Less than a minute | 07 Sep 2026

Episode 91

In conversation with Bob Wigley, Chair of UK Finance

UK financial services regulation is entering a critical delivery phase, and the sector can't afford to get it wrong. In this episode, Alex Ellerton, Head of Financial Services, and Chris Laverty, Head of Financial Services Restructuring, are joined Bob Wigley, UK Finance Chair, to unpack three of the biggest questions facing UK banking right now.

| 1 min read | 01 Sep 2026

Episode 89

Regulatory update: Motor finance redress in limbo

Motor finance remediation hits delays as legal challenges stall timelines. FCA outlines next steps, contingency planning, and wider regulatory updates.

| 24 min listen | 29 May 2026

Episode 88

Regulatory update: Motor finance redress, reporting, and simplified advice

We unpack the FCA's motor finance redress scheme rules, and cover the regulators' operational incident and third-party reporting.

| 35 min listen | 22 Apr 2026

Episode 87

Regulatory update: Regulatory priorities re-written

David Morrey and Ben Farmer unpack the FCA’s new sector priority reports and what they really signal for financial services firms in 2026.

| 26 min listen | 18 Mar 2026

Episode 86

Regulatory update: FCA AI live testing, the stablecoin regime, and the mortgage roadmap

Regulatory update on FCA AI live testing, Consumer Duty, stablecoins and mortgages. Experts unpack regulatory change shaping UK financial services.

| 27 min listen | 24 Feb 2026

Episode 85

Regulatory update: Where are we at the end of 2025?

In this end-of-year episode, David Morrey and Ben Farmer take stock of the evolving regulatory landscape in financial services, exploring the impact of the UK’s “growthy regulator” agenda over the past twelve months.

| 2 min read | 16 Dec 2025

Episode 84

Regulatory update: Safeguarding, consolidation, and the FCA’s expanding remit

Join hosts David Morrey and Ben Farmer as they break down the latest regulatory developments and what they mean for firms and professionals navigating compliance, risk and operational change.

| 2 min read | 10 Dec 2025

Episode 83

Regulatory update: Motor finance redress

In this episode, David Morrey and Ben Farmer dive into latest developments on motor finance compensation claims, including the Financial Conduct Authority’s (FCA).

| 27 min listen | 10 Nov 2025

Episode 81

Regulatory update: Regulation, redress, and growth

Listen to the latest episode for insight on the latest updates from the Financial Conduct Authority and other news in financial services.

| 5 min read | 09 Oct 2025

Episode 81

Clarity, Confidence, and the Future of UK Payments

The payments landscape is rapidly evolving in the UK. In this episode, host Paul Staples, Director at Grant Thornton, is joined by Paul Olukoya, Managing Director at Grant Thornton, Alison Kopra Director and guest Robert Courtneidge, Policy Advisor at The Payments Association. The experts delve into the latest trends in digital money, the regulatory challenges of stablecoins, the effectiveness of APP fraud reimbursement, and the future of safeguarding customer funds.

| 41 min listen | 29 Sep 2025

Episode 79

Regulatory update: Motor finance, crypto ETNs, and enforcement actions

In this episode, David Morrey and Ben Farmer unpack the Supreme Court judgement on motor finance commissions and its far-reaching implications for lenders, dealers and consumers, alongside the FCA’s proposed redress scheme.

| 26 min listen | 08 Sep 2025

Episode 78

Expanding accountability and evolving boundaries

Tune in for the latest regulatory developments shaping the UK financial services landscape and find out what these mean for you.

| 26 min listen | 05 Aug 2025

Episode 77

Leeds Reforms - Regulating for growth in financial services

In this episode our experts highlight the key takeaways for financial service firms and outline how the Government plans to support the sector.

| 26 min listen | 22 Jul 2025

Episode 76

Regulatory Update: Complaints, credit and conduct

Listen now for expert insights and practical takeaways on the latest regulatory developments and their impact on the financial services industry.

| 25 min listen | 19 Jun 2025

Episode 75

Regulatory Update: FCA begins rule simplification in insurance and mortgage markets

The Financial Conduct Authority (FCA) plans to strip outdated or duplicated requirements from its insurance rule book. In this episode David Morrey, Partner, Head of Investment Management, and Ben Farmer, Senior Manager, review what this means for firms.

| 24 min listen | 22 May 2025

Episode 74

Regulatory update: 5 year Financial Conduct Authority Strategy

Our experts delve deep into the FCA's plan and priorities, and discuss what it means for businesses in the rest of the year and beyond.

| 23 min listen | 16 Apr 2025

Episode 73

Regulatory update: From deregulation trends to consumer protection

Listen now for expert insights and practical takeaways on the latest regulatory developments and their impact on the financial services industry.

| 27 min listen | 03 Apr 2025

Episode 72

Financial Services challenges and trends

In this episode, our experts explore the key trends and challenges impacting financial services and its sub-sectors.

1 min read | 14 Mar 2025

Episode 71

Regulatory update – green shoots of growth?

David Morrey and Ben Farmer discuss the responses from the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) are adapting to growth prioritisation from HM Treasury. They also discuss AML's Thematic review on wholesale brokers' anti-money laundering practises, FCA's controversial email retention policy and its implications, the ongoing Supreme Court case involving finance providers and FCA, and more.

| 25 min listen | 27 Feb 2025

Episode 70

Regulatory update - What should we expect in 2025?

David Morrey and Ben Farmer discuss the regulatory issues that they expect will have a significant impact on the financial services sector in 2025.

| 20 min listen | 24 Jan 2025

Episode 69

Regulatory update – where are we at the end of 2024?

In our latest episode, David Morrey and Ben Farmer, discuss the latest updates on motor finance saga where the Supreme Court has expedited an appeal involving Close Brothers, and the FCA's involvement in urging a swift resolution. The FCA's consumer duty feedback, covering various updates and analyses, including the FCA's priorities for 2025, the review of consumer duty annual reports, and insights into complaints and root cause analysis.

| 1 min read | 23 Dec 2024

Episode 68

Regulatory update – the Government's financial services reforms

In the latest episode David Morrey and Ben Farmer discuss a bumper list of current regulatory issues as previewed in Rachel Reeves's Mansion House speech, aimed at unlocking innovation and growth

| 2 min read | 04 Dec 2024

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