Insights

Article BNPL regulation – FCA confirms the final rules

Buy now, pay later lenders will fall under FCA regulation from July. We look at the final rules and how firms can prepare for authorisation.”

| 5 min read | 17 Feb 2026

Article Crypto firms – a guide to FCA authorisation

From Oct 2027, cryptoassets will enter a new FCA regulatory regime, signalling a major shift for UK crypto compliance, investor protection and market oversight.

Paul Staples

| 6 min read | 12 Feb 2026

Article FCA consults on UK Sustainability Reporting Standards

The FCA is consulting on plans to roll out new UK SRS1 and SRS2 sustainability reporting standards across UK listed companies to enhance transparency.

| 6 min read | 05 Feb 2026

Article Premium finance: a greater focus on fair value assessments

The FCA’s premium finance final report confirms no sector-wide interventions but highlights the need for stronger, more robust fair value assessments.

| 7 min read | 05 Feb 2026

Article Non-financial misconduct – embedding the new rules

The FCA is extending the existing non-financial misconduct framework, already in place for banks, to all senior manager and certification regime (SM&CR) firms.

Jon Sperrin

| 6 min read | 05 Feb 2026

Article Pure protection interim report – a positive outlook

The FCA’s interim report on the pure protection market study finds the market broadly effective and proposes no major interventions.

| 7 min read | 02 Feb 2026

Article Basel 3.1 and SDDT regimes – PRA issues final rules

The PRA’s final Basel 3.1 and SDDT rules take effect from 1 January 2027. We outline the key changes and what firms should do now.

| 5 min read | 22 Jan 2026

Article Frothy lending: When warnings become reality

The impact of First Brands’ collapse on some of its lenders illustrates the importance of strong credit processes. Chris Laverty and Russell Simpson look at why regulators and industry leaders are increasingly worried about lending practises in the private credit and non-bank market.

| 6 min read | 22 Jan 2026

Article SRTs – The Best Kept Secret

Significant Risk Transfers, or SRTs, have quietly grown from a specialist solution into a mainstream feature of European banking, and a compelling opportunity for credit investors. They sit at the crossroads of two significant trends: banks looking to manage risk and optimise capital, and investors searching for yield and diversification in a market where spreads remain tight.

Ian Guthrie

| 4 min read | 22 Jan 2026

Article Top themes for the investment management sector in 2026

Explore regulatory change, market shifts, and operational transformation facing investment managers in 2026, and how to prepare.

David Morrey

| 6 min read | 07 Jan 2026

Article Balancing risk and trust: The evaluation tightrope in APP fraud policies

The Payment Systems Regulator (PSR) has commissioned an independent evaluation of its Authorised Push Payment (APP) fraud policy programme. Independent evaluations are not routinely undertaken by the PSR or FCA, making this a unique opportunity for stakeholders to contribute to a review which will influence the future regulatory landscape. Alison Kopra, Emily French and Emma Wilson give an overview and what this means.

Alison Kopra

| 8 min read | 18 Dec 2025

Article BNPL in the UAE: Competing, complying and securing growth

The buy now pay later sector in the UAE is growing rapidly. Banks have entered the market and many BNPL providers are forming strategic partnerships to extend their reach. Chris Laverty looks at the importance of building resilience to ensure firms are well placed to manage any challenges this increased competition may bring.

Chris Laverty

| 7 min read | 18 Dec 2025

Article New York’s BNPL Act: New rules, new risks for US lenders

New York is the first US state to regulate buy now pay later (BNPL), introducing a licensing regime that could reshape the sector. Chris Laverty looks at how the new rules could impact business models and what lenders in the US can do to stay compliant and competitive.

Chris Laverty

| 6 min read | 18 Dec 2025

Episode 85 Regulatory update: Where are we at the end of 2025?

In this end-of-year episode, David Morrey and Ben Farmer take stock of the evolving regulatory landscape in financial services, exploring the impact of the UK’s “growthy regulator” agenda over the past twelve months.

| 2 min read | 16 Dec 2025

Episode 84 Regulatory update: Safeguarding, consolidation, and the FCA’s expanding remit

Join hosts David Morrey and Ben Farmer as they break down the latest regulatory developments and what they mean for firms and professionals navigating compliance, risk and operational change.

| 2 min read | 10 Dec 2025

Case Study Supporting bond tokenisation from inception to launch

We delivered an ambitious change programme from conception to delivery, of the world’s first digital bond in British Pound Sterling (GBP). Demonstrating significant expertise across technology, transformation programmes and regulation, we spearheaded an innovative new product to drive widescale transformation across the bank.

02 Dec 2025

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