From our brains to yours.

Explore how behavioural economics and smart interventions help PSPs reduce APP fraud, meet Consumer Duty, and strengthen payment security.

Explore the key priorities shaping the UK insurance sector in 2026, and discover how firms can enhance value, resilience and governance.

UK financial services regulation is entering a transformative phase in 2026, driven by the government’s pro-growth agenda and rapid advances in technology. These changes present new opportunities—but also challenges—for firms across the sector.

The Payment Systems Regulator (PSR) has commissioned an independent evaluation of its Authorised Push Payment (APP) fraud policy programme. Independent evaluations are not routinely undertaken by the PSR or FCA, making this a unique opportunity for stakeholders to contribute to a review which will influence the future regulatory landscape. Alison Kopra, Emily French and Emma Wilson give an overview and what this means.

The buy now pay later sector in the UAE is growing rapidly. Banks have entered the market and many BNPL providers are forming strategic partnerships to extend their reach. Chris Laverty looks at the importance of building resilience to ensure firms are well placed to manage any challenges this increased competition may bring.

New York is the first US state to regulate buy now pay later (BNPL), introducing a licensing regime that could reshape the sector. Chris Laverty looks at how the new rules could impact business models and what lenders in the US can do to stay compliant and competitive.

In this end-of-year episode, David Morrey and Ben Farmer take stock of the evolving regulatory landscape in financial services, exploring the impact of the UK’s “growthy regulator” agenda over the past twelve months.

Join hosts David Morrey and Ben Farmer as they break down the latest regulatory developments and what they mean for firms and professionals navigating compliance, risk and operational change.

We delivered an ambitious change programme from conception to delivery, of the world’s first digital bond in British Pound Sterling (GBP). Demonstrating significant expertise across technology, transformation programmes and regulation, we spearheaded an innovative new product to drive widescale transformation across the bank.

From capital to culture: The changing dynamics of wealth management consolidation. Paul Lynch takes a closer look

The new UK regulations that bring CRS 2.0 and CARF into force are live and most of the new obligations commence on 1 January 2026. Under the new UK regulations we now have an enhanced penalty regime and mandatory registration for UK financial institutions, combined with increasing interactions with HMRC around data quality and compliance frameworks.

The FCA has published a multi-firm review identifying significant shortcomings in how principal trading firms manage their algorithmic trading controls. Issues span governance, testing, deployment, and market abuse surveillance. Kantilal Pithia, Rebecca Deane and Paul Young explore the findings, what firms should do next, and how they can strengthen their frameworks to meet regulatory expectations.

Significant risk transfers boost capital efficiency but may pose challenges for the financial sector.

The size and shape of the subprime credit sector has changed considerably over the past decade, driven by a combination of regulatory reforms, shifting consumer behaviours, and economic pressure. But these lenders are essential to providing access to credit among underserved groups and ensuring financial inclusion. Jarred Erceg looks the challenges currently faced by firms.

The UK payments sector is balancing innovation with complex regulatory demands, including operational resilience, wind-down planning and APP fraud prevention.

In this episode, David Morrey and Ben Farmer dive into latest developments on motor finance compensation claims, including the Financial Conduct Authority’s (FCA).