From our brains to yours.

Subcontractors, plant hire businesses and building material suppliers are caught between weak demand in the construction supply chain, rising costs and tighter credit. A recovery is expected from 2027, but businesses must protect their liquidity now to be in a position to benefit.

Get your financing structure right now to make the most of pre-Christmas trading and survive the January lull.

Choosing trade finance, or refinancing an existing facility, is rarely straightforward and it can be hard for firms to navigate their options. We explain why understanding the working capital cycle is essential, and how modelling different facilities against it helps businesses choose the right provider.

Why actively managing liquidity and being well prepared for financing discussions is essential for builders' merchants right now

The motor retail sector must remain agile to withstand a period of significant change, but the right capital structure can help build financial resilience.

If lenders have to integrate climate risks into their capital adequacy framework for loans, this could be a pivotal moment for borrowers.

The changes to Financial Reporting Standards could impact existing loan agreements and new financing. Borrowers should start preparing for it now.

Proposed new accounting rules could impact covenant compliance and perceptions of indebtedness

How is ESG influencing mid-market lending in 2024? Find out with the results of our annual survey of UK-based lenders.

What mid-market firms can do to help maintain their access to capital in 2024 and beyond.

How can F&B firms respond to lenders' focus on sustainable finance in their drive to deliver their Net Zero transition?

Despite challenges caused by the economic downturn, firms need to continue to focus on their ESG strategy, including sustainable financing.

Pay attention to your ESG agenda. Maintaining cost-effective access to capital may depend on it.