From our brains to yours.

The buy now pay later sector in the UAE is growing rapidly. Banks have entered the market and many BNPL providers are forming strategic partnerships to extend their reach. Chris Laverty looks at the importance of building resilience to ensure firms are well placed to manage any challenges this increased competition may bring.

New York is the first US state to regulate buy now pay later (BNPL), introducing a licensing regime that could reshape the sector. Chris Laverty looks at how the new rules could impact business models and what lenders in the US can do to stay compliant and competitive.

The size and shape of the subprime credit sector has changed considerably over the past decade, driven by a combination of regulatory reforms, shifting consumer behaviours, and economic pressure. But these lenders are essential to providing access to credit among underserved groups and ensuring financial inclusion. Jarred Erceg looks the challenges currently faced by firms.

FCA confirms motor finance redress scheme details, outlining scope, methodology, and timelines for compensation across historic commission cases.

Insurers are currently preparing solvent exit plans, with less than a year left to meet PRA requirements. Klaas de Vries, Russell Simpson and Leonard Mapfumo take stock of firms’ progress and how to overcome the remaining hurdles.

Recent insolvencies have exposed vulnerabilities in the trade finance sector. As administrators of Greensill Capital and Artis, we look at what lessons can be learned.

The FCA intends to publish its motor finance redress consultation in October. Directors need to understand the actions they can take now to help their firms.

The FCA is expected to publish final rules for BNPL lenders in 2026. A recent consultation outlined its priorities – find out what will change for firms.

In a recent review of risk management in payments firms, the FCA identified continuing shortcomings in wind-down plans. We look at the FCA’s findings and how firms can enhance their approach.

Mid-market banks and building societies need to have their solvent exit planning in place by 1 October 2025. Follow our tips and advice to help you prepare.

Premium finance providers will need to respond proactively to any new regulations coming from the FCA market study, as well as the outcome of the Supreme Court's commissions judgment.

Stay informed on hot topics across the consumer credit market, including motor finance commission and retirement-related products, with our latest report.

What you need to know about the FCA’s review into historical motor finance discretionary commission arrangements.

What firms need to do now to meet the 1 October deadline for new solvent exit planning requirements for non-systemic banks and building societies.

Buy now pay later: What should lenders do now to prepare for regulation?

Following the recent changes arising out of the presidential handover in the US, we look at whether the UK can navigate through the current shift of momentum to foster innovation and growth in digital assets in the longer term, and whether the UK is still well placed to be a leader in digital assets.