James Cruttenden Partner, Head of Actuarial and Risk London +44 (0)20 7865 2495

I lead our actuarial and risk practice. For the last 25 years I have specialised in life insurance, and have a particular passion for finance transformation projects (including model transformations). In addition, I have led a number of large financial reporting teams for a variety of insurers.

For the last year I have used these skills in an integration project combining the finance functions of two leading UK insurers. This involved leading on the finance aspects of the integration of the production team, actuarial team, and investment office team. Key focuses included design of the target operating model for the technical teams, cost savings, and devising an off-shoring programme for the business.

In my other recent work I have led a 2-year finance transformation programme for a large mutual, which included a capital model process enhancement and heavy model streamlining: finally resulting in the working day timetable being reduced by 50%.

Prior to this, I worked for over two years on a leading Solvency 2 finance transformation programme. 

  • BA (Hons), Mathematics
  • Fellow of the Institute and Faculty of Actuaries