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Premium finance: a greater focus on fair value assessments
Article Premium finance: a greater focus on fair value assessments
The FCA’s premium finance final report confirms no sector-wide interventions but highlights the need for stronger, more robust fair value assessments.
Jon Sperrin
Peter Lovegrove
Emma Wilson
| 7 min read | 05 Feb 2026
Non-financial misconduct – embedding the new rules
Article Non-financial misconduct – embedding the new rules
The FCA is extending the existing non-financial misconduct framework, already in place for banks, to all senior manager and certification regime (SM&CR) firms.
Jon Sperrin
Jon Sperrin
| 6 min read | 05 Feb 2026
Pure protection interim report – a positive outlook
Article Pure protection interim report – a positive outlook
The FCA’s interim report on the pure protection market study finds the market broadly effective and proposes no major interventions.
Peter Lovegrove
Jon Sperrin
Emma Wilson
| 7 min read | 02 Feb 2026
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Article Premium Finance – no cap on APR or ban on commissions
The FCA shares initial findings on the premium finance market study, confirming no plans for an APR cap or commission ban across the market.
Jon Sperrin
Jon Sperrin
| 6 min read | 24 Jul 2025
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Article FCA’s pure protection market study – what to expect
The FCA’s pure protection market study aims to assess whether associated products provide fair value and promote good consumer outcomes.
Jon Sperrin
Peter Lovegrove
| 6 min read | 22 May 2025
working colleagues image
Article FCA market study on premium finance: What to expect
Premium finance is in the FCA’s spotlight – here’s what providers can do to prepare.
Alex Ellerton
Chris Laverty
Will Stagg
Jon Sperrin
Blandine Arzur-Kean
| 8 min read | 13 Mar 2025