Insights

Episode 71 Regulatory update – green shoots of growth?

David Morrey and Ben Farmer discuss the responses from the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) are adapting to growth prioritisation from HM Treasury. They also discuss AML's Thematic review on wholesale brokers' anti-money laundering practises, FCA's controversial email retention policy and its implications, the ongoing Supreme Court case involving finance providers and FCA, and more.

| 25 min listen | 27 Feb 2025

Article Ongoing advice fees under scrutiny from the FCA

The Financial Conduct Authority (FCA) is taking a closer look at ongoing advisor charging. We explore the FCA expectations and what firms need to do now.

Jonathan Charles

| 6 min read | 27 Feb 2025

Article Wholesale brokers – a tough stance from the FCA

The FCA recently published a Dear CEO letter, outlining its new supervisory strategy for wholesale brokers. Our experts look at the key messages and what investment firms need to do to stay compliant.

| 6 min read | 17 Feb 2025

Article Consumer composite investments: FCA proposes new regulatory framework

The Financial Conduct Authority wants to improve consumer outcomes by enabling them to make more informed decisions.

Jonathan Charles

| 8 min read | 14 Feb 2025

Article How EU cyber security directive impacts UK firms

Ankur Aeran outlines what is NIS2 and what it means for financial services under its scope to ensure compliance.

6 min read | 14 Feb 2025

Article EBA issues final guidelines on managing ESG risks

The EBA has issued final guidelines for managing ESG risks. We look at the key messages and how to stay ahead.

Irina Velkova

| 6 min read | 03 Feb 2025

Article The path ahead for digital assets regulation in 2025

Read our analysis of regulatory updates across the digital assets landscape, and guidance on what to expect in 2025.

| 5 min read | 28 Jan 2025

Episode 70 Regulatory update - What should we expect in 2025?

David Morrey and Ben Farmer discuss the regulatory issues that they expect will have a significant impact on the financial services sector in 2025.

| 20 min listen | 24 Jan 2025

Article FCA consults on operational resilience and third-party reporting

Read our guide to the FCA's new proposals on improving firms' preparation for and reporting of operational disruptions.

Blandine Arzur-Kean

| 8 min read | 03 Jan 2025

Episode 69 Regulatory update – where are we at the end of 2024?

In our latest episode, David Morrey and Ben Farmer, discuss the latest updates on motor finance saga where the Supreme Court has expedited an appeal involving Close Brothers, and the FCA's involvement in urging a swift resolution. The FCA's consumer duty feedback, covering various updates and analyses, including the FCA's priorities for 2025, the review of consumer duty annual reports, and insights into complaints and root cause analysis.

| 2 min read | 23 Dec 2024

Article Final guidance on delayed payments to prevent APP fraud

Clarity around the FCA’s authorised push payment (APP) Fraud 4-day payment delay rule has been released.

Paul Olukoya

| 4 min read | 18 Dec 2024

Article A fair but sustainable model: FCA and FOS calling for redress reform and fee-model overhaul

Learn about how firms can respond to the regulators' call for modernising consumer redress, and proposed new fee model.

6 min read | 10 Dec 2024

Episode 68 Regulatory update – the Government's financial services reforms

In the latest episode David Morrey and Ben Farmer discuss a bumper list of current regulatory issues as previewed in Rachel Reeves's Mansion House speech, aimed at unlocking innovation and growth

| 2 min read | 04 Dec 2024