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The PRA’s final Basel 3.1 and SDDT rules take effect from 1 January 2027. We outline the key changes and what firms should do now.

The impact of First Brands’ collapse on some of its lenders illustrates the importance of strong credit processes. Chris Laverty and Russell Simpson look at why regulators and industry leaders are increasingly worried about lending practises in the private credit and non-bank market.

FCA CP25/32 proposes major changes to MiFIR transaction reporting. Explore key reforms, governance expectations and steps firms should take to prepare.

The inexorable rise of the stablecoin will impact firms across the traditional financial markets bringing both challenges and opportunities

PRA’s SS5/25 sets clear rules for climate risk governance, scenario analysis, and data standards, guiding UK firms to embed climate risk into core decisions.

Explore key regulatory, prudential, and technology priorities shaping UK banking in 2026 – and how to stay ahead.

Explore regulatory change, market shifts, and operational transformation facing investment managers in 2026, and how to prepare.

Discover the key regulatory, economic, and technology trends shaping financial services in 2026 and what they mean for the sector.

Explore how behavioural economics and smart interventions help PSPs reduce APP fraud, meet Consumer Duty, and strengthen payment security.

Explore the key priorities shaping the UK insurance sector in 2026, and discover how firms can enhance value, resilience and governance.

UK financial services regulation is entering a transformative phase in 2026, driven by the government’s pro-growth agenda and rapid advances in technology. These changes present new opportunities—but also challenges—for firms across the sector.

The Payment Systems Regulator (PSR) has commissioned an independent evaluation of its Authorised Push Payment (APP) fraud policy programme. Independent evaluations are not routinely undertaken by the PSR or FCA, making this a unique opportunity for stakeholders to contribute to a review which will influence the future regulatory landscape. Alison Kopra, Emily French and Emma Wilson give an overview and what this means.

The buy now pay later sector in the UAE is growing rapidly. Banks have entered the market and many BNPL providers are forming strategic partnerships to extend their reach. Chris Laverty looks at the importance of building resilience to ensure firms are well placed to manage any challenges this increased competition may bring.

New York is the first US state to regulate buy now pay later (BNPL), introducing a licensing regime that could reshape the sector. Chris Laverty looks at how the new rules could impact business models and what lenders in the US can do to stay compliant and competitive.

Stay informed on hot topics in financial services internal audit.

In this end-of-year episode, David Morrey and Ben Farmer take stock of the evolving regulatory landscape in financial services, exploring the impact of the UK’s “growthy regulator” agenda over the past twelve months.