SM&CR reform – less paperwork, same accountability
ArticlePhase 1 SM&CR reforms are underway, streamlining compliance for in-scope firms to improve efficiency while maintaining robust accountability.
I am a Partner in Financial Services with over 25 years’ experience within Treasury, Risk, Compliance and Governance. Having spent over 20 years in some of the major banks working in senior risk, regulatory strategy and advisory roles I help clients deal with the challenges of both current regulation as well as plan for emerging requirements. My focus has been on leading complex banking policy and implementation issues, and delivering multidisciplinary and challenging projects, addressing key regulatory issues in a practical and proportionate manner.
My experience of advising and delivering regulatory change programmes ranges across many of the industry thematics including Structural Reform, Ring-Fencing, Resolution and Recovery, Senior Manger Regime, Governance and Consumer Duty.
At the weekend, I enjoy taking my dog for long walks in the forest.
Phase 1 SM&CR reforms are underway, streamlining compliance for in-scope firms to improve efficiency while maintaining robust accountability.
The FCA motor finance redress scheme final rules are live, covering high commissions, discretionary commission arrangements and tied relationships.
Explore key regulatory, prudential, and technology priorities shaping UK banking in 2026 – and how to stay ahead.