The key themes, trends, and challenges within financial services in 2025 explained.
Financial services top themes in 2025
UK financial services regulation will bring new opportunities this year because of the government's pro-growth agenda and advances in technology.

Featured insights
The financial services industry is continuing to evolve and it’s important to look beyond the individual compliance requirements and consider the broader themes driving those policy shifts. These include government initiatives, socio-political factors, or a reactive response to emerging consumer issues.
Insights and Podcasts
Article
Financial services: What to watch for in 2025
Article
Top themes for building societies in 2025
Technology and culture are priorities for building societies this year. Find out everything they need to do to continue meeting members' needs.
Article
Top themes for the capital markets sector
Our guide to current priorities for the sector covers trade controls, ESG, and AI among other challenges – we also explain how firms can manage them.
Article
Insurance outlook: Top themes and priorities for 2025
The insurance sector stands at the crossroads between wholesale transformation and uncertainty around the direction of tide for regulatory redress. Successfully leveraging data in the road to greater digitalisation will be a key differentiator.
Article
Investment management: What should the priorities be in 2025?
From AI to ESG, investment managers need to stay on top of ongoing issues and new trends. This is what you need to look out for this year.
Article
Top themes in banking: What to watch for in 2025
How will banking change this year? Find out the key themes and trends affecting banks now – and how to stay ahead.
22 min read
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20 Mar 2025
Episode 72
Financial Services challenges and trends
In this episode, our experts explore the key trends and challenges impacting financial services and its sub-sectors.
1 min read
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14 Mar 2025

Technical
Your guide to this week in regulation
Stay up to date with our latest round up of financial regulation. Our expert summarises the key announcements and developments.

Podcast
Risk and Regulation Unravelled podcast
In our Risk and Regulation Unravelled podcast, we discuss developments in financial services with industry experts.
Latest insights
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Technical
Your guide to this week in regulation
Stay up to date with our latest round up of financial regulation.
Article
Basel 3.1 and SDDT regimes – PRA issues final rules
The PRA’s final Basel 3.1 and SDDT rules take effect from 1 January 2027. We outline the key changes and what firms should do now.
Article
Frothy lending: When warnings become reality
The impact of First Brands’ collapse on some of its lenders illustrates the importance of strong credit processes. Chris Laverty and Russell Simpson look at why regulators and industry leaders are increasingly worried about lending practises in the private credit and non-bank market.
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