Insights

Case study Innovative digital asset tracing of ransomware payments

An innovative solution to help an insurance policyholder trace and recover payments following a ransomware attack.

18 Nov 2024

Episode 67 Navigating motor insurance total loss claims

In this episode, we delve into the key aspects of motor insurance total loss claims.

Blandine Arzur-Kean

| 22 min listen | 18 Nov 2024

Episode 66 Court of Appeal ruling on motor finance commission

David Morrey and Paul Garbutt discuss the recent Court of Appeal decision regarding motor finance complaints, which requires greater disclosure of commissions paid to brokers and explicit consent from borrowers.

David Morrey

| 16 min listen | 11 Nov 2024

Article FCA safeguarding rules set to impact payments firms’ wind-down plans

The safeguarding regime for payments and e-money firms is changing – with implications for firms’ wind-down planning.

| 7 min read | 06 Nov 2024

Article Revving up the debate: unpacking the Court of Appeal's motor finance commission ruling

What implications does the Court of Appeal's ruling on motor finance commission have for the future of consumer finance?

9 min read | 05 Nov 2024

Article Regulatory Initiatives Grid 2024: ten regulations to watch

The FCA has published its delayed Regulatory Initiatives Grid, for October 2024-March 2025. Here are the key updates.

| 5 min read | 29 Oct 2024

Article Enhancing customer funds protection: Strengthening safeguards in payment firms

The FCA's proposals for the payments sector are a significant change – new rules that would mirror the CASS framework.

Paul Staples

| 7 min read | 28 Oct 2024

Episode 65 Reflecting on one year of the Consumer Duty

It’s been over a year since the financial services industry began embedding the Consumer Duty for existing products. The FCA’s relentless focus on good consumer outcomes is reshaping the landscape.

| 28 min listen | 28 Oct 2024

Episode 64 Regulatory Update - Regulatory Initiatives Grid 2024

As the eighth edition of the Regulatory Initiatives Grid by the Financial Conduct Authority (FCA) was delayed in July 2024 due to the General Election, an interim update to the November 2023 edition has been published covering the period October 2024 to March 2025.

| 18 min listen | 21 Oct 2024

Article Basel 3.1: PRA clarifies a standardised approach to credit risk

The PRA has clarified rules on a standardised approach to credit risk under Basel 3.1. We look at the key changes.

Kantilal Pithia

| 14 min read | 17 Oct 2024

Article PRA simplifies capital regime for SDDT

An outline of the PRA’s proposed changes to Small Domestic Deposit Takers regime and key impacts for firms.

Kantilal Pithia

| 6 min read | 17 Oct 2024

Article Basel 3.1: PRA eases capital requirements and delays until 2026

The PRA is easing capital requirements and delaying implementation to January 2026 for Basel 3.1.

Kantilal Pithia

| 5 min read | 17 Oct 2024

Report Fair value assessments: Responding to the FCA's concerns

The FCA has highlighted how insurance firms need to improve on fair value assessments to align with the Consumer Duty.

Ben Farmer

| 5 min read | 03 Oct 2024

Article Clarity for principal firms on new AR oversight rules

Firms must strengthen Appointed Representative compliance in line with the FCA's new rules and expectations.

6 min read | 19 Sep 2024

Episode 63 Regulatory update: FCA's clear verdict – why firms are still missing the mark

David Morrey and Ben Farmer dive into the latest key regulatory update topics.

| 17 min listen | 18 Sep 2024

Article Consumer Duty: What could be next for firms on price and value?

The FCA is maintaining momentum on the Consumer Duty and fair value assessments. Find out what firms should do now.

7 min read | 04 Sep 2024

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