Preparing for the FCA’s motor finance redress scheme
ArticlePreparing for the FCA’s motor finance redress scheme: why firms should conduct a business health check now.

We help lenders, investors and management teams to navigate challenging situations. Our expertise includes financial restructuring, contingency planning, restructuring solutions and insolvency services.
£9.0bn cumulative debt over 285 restructuring projects in 2023
No.1 mid-market creditor-side financial advisor, No.2 mid-market financial advisor and mid-market company-side financial advisor for EMEA restructurings (Reorg/Octus 2024).
450+ people in our Insolvency, Forensics and Restructuring team, led by 40 partners
In times of financial difficulty, it is vital that directors explore all the options that are available to them, including having a robust ‘Plan B’.
Whether you're a creditor or lender, complex restructurings depend on pragmatic commercial advice.
Financial services restructuring and insolvency is a competitive marketplace. Our team can help you navigate this space.
Tax will often be crucial in a plan to restructure a distressed business. Our team can guide you through the process.
Helping lenders, their clients and other stakeholders navigate the complexities of ABL.
Corporate restructuring can be a difficult time. Let our team make the process simple and as stress-free as possible.
Our debt & capital advisory team can find the right lender to help you in restructuring. Find out how our experts can support you.
DB pension-schemes need a balanced approach that manages risk for trustees and sponsors in an uncertain economy.
Market leading experience in advising companies and creditors in Restructuring Plan processes.
In times of financial difficulty, it is vital that directors explore all the options that are available to them, including having a robust ‘Plan B’.
Corporate restructuring can be a difficult time. Let our team make the process simple and as stress-free as possible.
Whether you're a creditor or lender, complex restructurings depend on pragmatic commercial advice.
Our debt & capital advisory team can find the right lender to help you in restructuring. Find out how our experts can support you.
Financial services restructuring and insolvency is a competitive marketplace. Our team can help you navigate this space.
DB pension-schemes need a balanced approach that manages risk for trustees and sponsors in an uncertain economy.
Tax will often be crucial in a plan to restructure a distressed business. Our team can guide you through the process.
Market leading experience in advising companies and creditors in Restructuring Plan processes.
Helping lenders, their clients and other stakeholders navigate the complexities of ABL.
Preparing for the FCA’s motor finance redress scheme: why firms should conduct a business health check now.
Analysis of 2025 UK consumer sector failures across retail, hospitality, and travel. Explore the cost pressures, working capital challenges and structural issues driving business distress.
Local Authorities enter 2026 still facing sustained financial strain. Despite uplifts in core spending power across the sector as a whole, pressures from social care demand, contract inflation and higher borrowing costs continue to erode resilience across the sector. Recent parliamentary evidence confirms that, whilst rare, the number of Section 114 notices issued since 2018 is at an all-time high, underlining the systemic nature of the challenge and the scrutiny on historic corporate investments and subsidiary performance.