From our brains to yours.

Get your financing structure right now to make the most of pre-Christmas trading and survive the January lull.

Choosing trade finance, or refinancing an existing facility, is rarely straightforward and it can be hard for firms to navigate their options. We explain why understanding the working capital cycle is essential, and how modelling different facilities against it helps businesses choose the right provider.

Why actively managing liquidity and being well prepared for financing discussions is essential for builders' merchants right now

At a time of profound change for independent schools, we look at key issues leadership teams are grappling with and how our multi-disciplinary team can help.

The motor retail sector must remain agile to withstand a period of significant change, but the right capital structure can help build financial resilience.

Securitisation and synthetic risk transfers face increased PRA, FCA and BCBS scrutiny as regulators push to improve transparency and reduce systemic risk.

Significant Risk Transfers, or SRTs, have quietly grown from a specialist solution into a mainstream feature of European banking, and a compelling opportunity for credit investors. They sit at the crossroads of two significant trends: banks looking to manage risk and optimise capital, and investors searching for yield and diversification in a market where spreads remain tight.

The UK real estate sector must navigate refinancing risks, private credit exposures, and regulatory reckoning. Ian Guthrie explains how firms can adapt to this new era of transparency, leverage and regulatory scrutiny.

The restructuring plan, which includes a cross-crass cram down provision, is an effective tool for PE sponsors with over-leveraged or distressed businesses.

The changes to Financial Reporting Standards could impact existing loan agreements and new financing. Borrowers should start preparing for it now.

A legacy of underfunding means that the pharmacy sector needs to ensure it has the right business model to stay future-fit.

Proposed new accounting rules could impact covenant compliance and perceptions of indebtedness

How is ESG influencing mid-market lending in 2024? Find out with the results of our annual survey of UK-based lenders.

Pay attention to your ESG agenda. Maintaining cost-effective access to capital may depend on it.

Expert insights from our UK debt advisory specialists, who can help you to navigate the complex lending landscape and wider debt markets.