Insights

Article Subprime lending: A cornerstone of financial inclusion

The size and shape of the subprime credit sector has changed considerably over the past decade, driven by a combination of regulatory reforms, shifting consumer behaviours, and economic pressure. But these lenders are essential to providing access to credit among underserved groups and ensuring financial inclusion. Jarred Erceg looks the challenges currently faced by firms.

Jarred Erceg

| 4 min read | 14 Nov 2025

Article Top themes for the payments sector in 2026

The UK payments sector is balancing innovation with complex regulatory demands, including operational resilience, wind-down planning and APP fraud prevention.

| 14 min read | 11 Nov 2025

Article FCA motor finance redress: risk, readiness and reputational impact

FCA confirms motor finance redress scheme details, outlining scope, methodology, and timelines for compensation across historic commission cases.

| 8 min read | 09 Oct 2025

Video Adapt to comply: Consumer credit’s future in an evolving market

Economic uncertainty and regulatory scrutiny are bringing challenges for the consumer credit sector. Jarred Erceg explains how businesses can still seize opportunities to succeed.

Jarred Erceg

| 3 min listen | 25 Sep 2025

Video UK payments: A fast-transforming sector explained

Explore the UK payments sector: trends, challenges, and innovation shaping the future of digital transactions and financial infrastructure.

Jarred Erceg

| 2 min listen | 18 Sep 2025

Article FCA to consult on a compensation scheme for motor finance customers: What can firms do now to prepare?

The FCA intends to publish its motor finance redress consultation in October. Directors need to understand the actions they can take now to help their firms.

| 6 min read | 19 Aug 2025

Article Buy now pay later: FCA consults on final rules for the sector

The FCA is expected to publish final rules for BNPL lenders in 2026. A recent consultation outlined its priorities – find out what will change for firms.

| 6 min read | 05 Aug 2025

Article Payments firms - Growth and risk management: two sides of the same coin

In a recent review of risk management in payments firms, the FCA identified continuing shortcomings in wind-down plans. We look at the FCA’s findings and how firms can enhance their approach.

| 7 min read | 29 Jul 2025

Report The UK consumer credit sector: Market update and sector insights – June 2025

Stay informed on hot topics across the consumer credit market, including motor finance commission and retirement-related products, with our latest report.

| 2 min read | 05 Jun 2025