Banking in 2026 is a race between reinvention and resilience — and firms are being judged on both.
Banks are accelerating digital transformation through AI, digital assets and global booking models — while regulators are tightening expectations around resolvability, Basel 3.1 and Article 21c. Innovation is essential for competitiveness, but resilience is nonnegotiable: firms must prove they can withstand stress and exit safely without systemic harm.
In this video, Kantilal Pithia and Chris Laverty unpack the key tensions shaping banking in 2026 — and what firms must do to balance speed with stability, ambition with accountability, and transformation with regulatory credibility.
2026 isn’t about choosing between reinvention and resilience — it’s about proving you can run both at full speed without tripping regulatory wires.
Stay up to date with our latest round up of financial regulation.
The UK regulatory handbook 2026 is your essential guide to the regulatory landscape for financial services.
In our Risk and Regulation Unravelled podcast, we discuss developments in financial services with industry experts.