Banking in 2026 is a race between reinvention and resilience — and firms are being judged on both.
Securitisation and synthetic risk transfers face increased PRA, FCA and BCBS scrutiny as regulators push to improve transparency and reduce systemic risk.
The PRA’s final Basel 3.1 and SDDT rules take effect from 1 January 2027. We outline the key changes and what firms should do now.
PRA’s SS5/25 sets clear rules for climate risk governance, scenario analysis, and data standards, guiding UK firms to embed climate risk into core decisions.
Explore key regulatory, prudential, and technology priorities shaping UK banking in 2026 – and how to stay ahead.
The FCA has published a multi-firm review identifying significant shortcomings in how principal trading firms manage their algorithmic trading controls. Issues span governance, testing, deployment, and market abuse surveillance. Kantilal Pithia, Rebecca Deane and Paul Young explore the findings, what firms should do next, and how they can strengthen their frameworks to meet regulatory expectations.
Significant risk transfers boost capital efficiency but may pose challenges for the financial sector.
Explore the PRA’s Leeds Reforms on recovery and resolution reporting, including key changes to MREL templates and simplified compliance for firms.
PRA launches consultation on proposed changes to market risk FRTB guidelines as part of the Leeds Reforms package.
SM&CR is changing under the Leeds Reforms, to improve efficiency, reduce the regulatory burden and promote growth.
Mid-market banks and building societies need to have their solvent exit planning in place by 1 October 2025. Follow our tips and advice to help you prepare.
The new rules impact threshold conditions, booking models, and liquidity reporting. Find out what that means for firms and what to do now.
Technology and culture are priorities for building societies this year. Find out everything they need to do to continue meeting members' needs.
What firms need to do now to meet the 1 October deadline for new solvent exit planning requirements for non-systemic banks and building societies.
The PRA has clarified rules on a standardised approach to credit risk under Basel 3.1. We look at the key changes.
An outline of the PRA’s proposed changes to Small Domestic Deposit Takers regime and key impacts for firms.