Pensions

We provide integrated assurance, advisory and actuarial services to individuals and organisations on all aspects of pension scheme design, risk management and financial assessment.  We work closely with boards of directors, trustees, regulators and stakeholders to deliver effective pension scheme funding solutions and pension risk evaluation and mitigation.

We offer expertise and forthright advice in the following areas:

For employers:

• pension risk assessment in mergers and acquisitions
• advice on Clearance Notice issues and pension scheme security changes in corporate transactions
• pension cost forecasting, reporting and accounting
• cash flow and pension risk modelling
• pension scheme review, design and implementation
• advice on pension scheme deficit management strategies
• litigation support and dispute resolution
• negotiating Scheme Specific Funding
• evaluating the impact of pension scheme investment decisions and the Statement of Investment Principles
• advice on pension scheme buy-out strategies, terms and structuring

For trustees:

• sponsoring employer covenant assessment
• pension scheme audit
• self assessment tax returns
• pension scheme risk assessment
• trustee governance reviews
• trustee training
• administration reviews
• advice on reporting to the pension regulator
• assistance with negotiating Scheme Specific Funding

For regulators:

• advice on systems and processes
• recovery and reorganisation specialist advice
• secondment of technical specialists (accountants, actuaries and risk managers
• transaction clearance support

For high net worth individuals:

• actuarial forecasting of retirement benefits
• designing tax efficient funding and investment strategies
• reviewing and monitoring existing pension portfolios

For further details of our services, please contact one of our pension specialists: Paul Cook, Partner - corporate pension actuary, on paul.cook@gtuk.com or on +44 (0)20 7728 3070; or Ian Hartnell, Head of Employee Benefits, on ian.hartnell@gtuk.com or on +44 (0)20 7728 3018.